Advanced Payment Integration Solutions

Setting new standards in multi-currency multi-channel B2B virtual card payments.

Travel Suppliers
Insurance Claims
Freight & Shipping

Payment optimisation that drives revenue and reduces cost

Get in touch now to find out how we can help to drive your performance and increase profitability.

Industry-leading open-API and web-based technologies

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Multiple Payment Partners

Multiple Payment Partners

Wherever you go, we go: apiso’s integrations with multiple payment partners enables it to offer localised virtual card issuing in multiple markets across Europe, Middle East & Africa.

Multiple channels

Multiple channels

You choose how to work: load, issue and pay with a virtual card via API for front and back office integrations; use our secure web portal for manual issuing, administration, and reporting; or access via our integrations with GDS and other industry-centric technology platforms.

Security and Acceptance Controls

Security and Acceptance Controls

We have your back: flexible acceptance controls to restrict spending and reduce the risk of mis-use, fraud and monies lost owing to suppliers defaulting; full audit trail and logging over all access and payment administration.

Big Data

Big Data

Information is power: attach purchase, PNR, claim, and other industry-centric data points to each virtual card payment you make to enhance reconciliation, BI reporting and analysis.

Recon and Exception Handling

Recon and Exception Handling

Time is money: advanced reconciliation capabilities and exception handling enable you to drive process automation, reduce manual administration, and unlock funds linked to transaction exceptions in record time.

Data Feeds

Data Feeds

The time is now: integrate bulk data and near-real-time transaction feeds to bring immediacy to your ERP and other back-office systems.

Integrated financial solutions with prepaid and credit billing options


with low or no guarantee requirements from multiple banking partners.


in all major GCC and International currencies.


and reduce FX costs.


for both Prepaid and Credit virtual cards.

*Subject to risk assessment and credit agreement

Simple and Fast On-Boarding

Structured application, compliance and on-boarding process with multiple banking partners

Fast time to go-live for prepaid customers

Create and use virtual cards to pay for GDS and non-GDS content immediately after on-boarding

Credit risk assessment integrated with on-boarding process for customers applying for credit

Contact us to optimise your B2B virtual card payments: drive revenues, decrease costs, and increase profitability